The Heller School For Social Policty And Management The Heller School For Social Policy and Management Brandeis University
Home Purchase Loan Denial Rate
Year: 2010; Ordered: by value; Region: 100 Largest MSAs

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Scale Range: 7.7% – 23.0%

  Value Scale
1: Miami-Fort Lauderdale-Miami Beach, FL 23.0% Barchart image
2: McAllen-Edinburg-Pharr, TX 22.4% Barchart image
3: Lakeland-Winter Haven, FL 21.0% Barchart image
4: Columbia, SC 19.5% Barchart image
5: Birmingham-Hoover, AL 19.5% Barchart image
6: Cape Coral-Fort Myers, FL 19.4% Barchart image
7: Orlando, FL 19.3% Barchart image
8: Detroit-Warren-Livonia, MI 19.1% Barchart image
9: Jacksonville, FL 18.5% Barchart image
10: Greenville, SC 18.4% Barchart image
11: Jackson, MS 17.8% Barchart image
12: Sarasota-Bradenton-Venice, FL 17.8% Barchart image
13: Tampa-St. Petersburg-Clearwater, FL 17.7% Barchart image
14: Charleston-North Charleston, SC 17.2% Barchart image
15: El Paso, TX 17.2% Barchart image
16: Baton Rouge, LA 16.9% Barchart image
17: New Orleans-Metairie-Kenner, LA 16.8% Barchart image
18: Scranton-Wilkes-Barre, PA 16.7% Barchart image
19: Knoxville, TN 16.1% Barchart image
20: Poughkeepsie-Newburgh-Middletown, NY 16.0% Barchart image
21: New York-Newark-Edison, NY-NJ-PA 15.9% Barchart image
22: Albuquerque, NM 15.8% Barchart image
23: Las Vegas-Paradise, NV 15.5% Barchart image
24: Riverside-San Bernardino-Ontario, CA 15.4% Barchart image
25: Chicago-Naperville-Joliet, IL-IN-WI 15.4% Barchart image
26: San Antonio, TX 15.2% Barchart image
27: Louisville, KY-IN 15.2% Barchart image
28: Houston-Baytown-Sugar Land, TX 15.1% Barchart image
29: Youngstown-Warren-Boardman, OH-PA 15.1% Barchart image
30: Greensboro-High Point, NC 15.0% Barchart image
31: Chattanooga, TN-GA 14.8% Barchart image
32: Atlanta-Sandy Springs-Marietta, GA 14.6% Barchart image
33: Los Angeles-Long Beach-Santa Ana, CA 14.5% Barchart image
34: Wichita, KS 14.4% Barchart image
35: Little Rock-North Little Rock, AR 14.3% Barchart image
36: Providence-New Bedford-Fall River, RI-MA 14.3% Barchart image
37: Grand Rapids-Wyoming, MI 14.2% Barchart image
38: Worcester, MA 14.1% Barchart image
39: Palm Bay-Melbourne-Titusville, FL 14.1% Barchart image
40: Dallas-Fort Worth-Arlington, TX 14.0% Barchart image
41: Phoenix-Mesa-Scottsdale, AZ 13.8% Barchart image
42: New Haven-Milford, CT 13.7% Barchart image
43: Springfield, MA 13.6% Barchart image
44: Stockton, CA 13.6% Barchart image
45: Columbus, OH 13.6% Barchart image
46: Fresno, CA 13.5% Barchart image
47: Charlotte-Gastonia-Concord, NC-SC 13.4% Barchart image
48: San Francisco-Oakland-Fremont, CA 13.3% Barchart image
49: San Jose-Sunnyvale-Santa Clara, CA 13.2% Barchart image
50: Tulsa, OK 13.1% Barchart image
51: Oklahoma City, OK 13.0% Barchart image
52: Indianapolis, IN 13.0% Barchart image
53: San Diego-Carlsbad-San Marcos, CA 13.0% Barchart image
54: Modesto, CA 12.9% Barchart image
55: Austin-Round Rock, TX 12.9% Barchart image
56: Memphis, TN-MS-AR 12.9% Barchart image
57: Cincinnati-Middletown, OH-KY-IN 12.8% Barchart image
58: Dayton, OH 12.6% Barchart image
59: Oxnard-Thousand Oaks-Ventura, CA 12.6% Barchart image
60: Albany-Schenectady-Troy, NY 12.6% Barchart image
61: Toledo, OH 12.6% Barchart image
62: Sacramento-Arden-Arcade-Roseville, CA 12.4% Barchart image
63: Allentown-Bethlehem-Easton, PA-NJ 12.4% Barchart image
64: Augusta-Richmond County, GA-SC 12.4% Barchart image
65: Boston-Cambridge-Quincy, MA-NH 12.4% Barchart image
66: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD 12.0% Barchart image
67: Tucson, AZ 12.0% Barchart image
68: Bridgeport-Stamford-Norwalk, CT 11.8% Barchart image
69: Kansas City, MO-KS 11.8% Barchart image
70: Harrisburg-Carlisle, PA 11.8% Barchart image
71: St. Louis, MO-IL 11.7% Barchart image
72: Nashville-Davidson-Murfreesboro, TN 11.6% Barchart image
73: Lancaster, PA 11.4% Barchart image
74: Hartford-West Hartford-East Hartford, CT 11.2% Barchart image
75: Salt Lake City, UT 11.0% Barchart image
76: Seattle-Tacoma-Bellevue, WA 10.9% Barchart image
77: Cleveland-Elyria-Mentor, OH 10.9% Barchart image
78: Akron, OH 10.8% Barchart image
79: Denver-Aurora, CO 10.8% Barchart image
80: Raleigh-Cary, NC 10.8% Barchart image
81: Syracuse, NY 10.7% Barchart image
82: Provo-Orem, UT 10.7% Barchart image
83: Bakersfield, CA 10.7% Barchart image
84: Milwaukee-Waukesha-West Allis, WI 10.6% Barchart image
85: Rochester, NY 10.6% Barchart image
86: Boise City-Nampa, ID 10.5% Barchart image
87: Portland-Vancouver-Beaverton, OR-WA 10.4% Barchart image
88: Ogden-Clearfield, UT 10.4% Barchart image
89: Des Moines, IA 10.3% Barchart image
90: Richmond, VA 10.3% Barchart image
91: Madison, WI 10.2% Barchart image
92: Pittsburgh, PA 10.0% Barchart image
93: Washington-Arlington-Alexandria, DC-VA-MD-WV 10.0% Barchart image
94: Baltimore-Towson, MD 9.7% Barchart image
95: Minneapolis-St. Paul-Bloomington, MN-WI 9.5% Barchart image
96: Honolulu, HI 9.3% Barchart image
97: Buffalo-Cheektowaga-Tonawanda, NY 8.9% Barchart image
98: Virginia Beach-Norfolk-Newport News, VA-NC 8.4% Barchart image
99: Omaha-Council Bluffs, NE-IA 7.7% Barchart image
100: Colorado Springs, CO 7.7% Barchart image

Definition: Share of home purchase loans that were denied by lender

Notes: Based on applications for first-lien loans for owner-occupied, 1-4 family homes or manufactured homes. Denials include a small number of pre-approval requests denied by financial institution.

Source: Analysis of Home Mortgage Disclosure Act Data from the Federal Financial Institutions Examination Council.