The Heller School For Social Policty And Management The Heller School For Social Policy and Management Brandeis University
Refinance Loan Denial Rate
Year: 2010; Region: 100 Largest MSAs

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Refer to the table below to quickly find a metro area. The table data can be resorted by using the radio buttons in the box in the upper lefthand corner.

Refinance Loan Denial Rate
Year: 2010; Ordered: alphabetically
Metro Area Value
Akron, OH 23.4%
Albany-Schenectady-Troy, NY 18.2%
Albuquerque, NM 20.6%
Allentown-Bethlehem-Easton, PA-NJ 20.7%
Atlanta-Sandy Springs-Marietta, GA 21.7%
Augusta-Richmond County, GA-SC 20.6%
Austin-Round Rock, TX 18.5%
Bakersfield, CA 24.3%
Baltimore-Towson, MD 17.4%
Baton Rouge, LA 19.6%
Birmingham-Hoover, AL 22.5%
Boise City-Nampa, ID 19.9%
Boston-Cambridge-Quincy, MA-NH 13.6%
Bridgeport-Stamford-Norwalk, CT 17.7%
Buffalo-Cheektowaga-Tonawanda, NY 20.4%
Cape Coral-Fort Myers, FL 27.7%
Charleston-North Charleston, SC 22.3%
Charlotte-Gastonia-Concord, NC-SC 21.1%
Chattanooga, TN-GA 21.5%
Chicago-Naperville-Joliet, IL-IN-WI 18.4%
Cincinnati-Middletown, OH-KY-IN 20.7%
Cleveland-Elyria-Mentor, OH 24.3%
Colorado Springs, CO 14.1%
Columbia, SC 22.1%
Columbus, OH 20.7%
Dallas-Fort Worth-Arlington, TX 20.2%
Dayton, OH 22.2%
Denver-Aurora, CO 16.2%
Des Moines, IA 14.1%
Detroit-Warren-Livonia, MI 22.9%
El Paso, TX 30.2%
Fresno, CA 21.8%
Grand Rapids-Wyoming, MI 17.5%
Greensboro-High Point, NC 20.8%
Greenville, SC 19.0%
Harrisburg-Carlisle, PA 17.4%
Hartford-West Hartford-East Hartford, CT 17.2%
Honolulu, HI 15.0%
Houston-Baytown-Sugar Land, TX 22.0%
Indianapolis, IN 19.9%
Jackson, MS 20.2%
Jacksonville, FL 23.6%
Kansas City, MO-KS 15.5%
Knoxville, TN 17.3%
Lakeland-Winter Haven, FL 28.1%
Lancaster, PA 17.2%
Las Vegas-Paradise, NV 22.4%
Little Rock-North Little Rock, AR 20.4%
Los Angeles-Long Beach-Santa Ana, CA 18.0%
Louisville, KY-IN 22.1%
Madison, WI 12.2%
McAllen-Edinburg-Pharr, TX 41.2%
Memphis, TN-MS-AR 22.0%
Miami-Fort Lauderdale-Miami Beach, FL 28.1%
Milwaukee-Waukesha-West Allis, WI 14.0%
Minneapolis-St. Paul-Bloomington, MN-WI 15.9%
Modesto, CA 20.3%
Nashville-Davidson-Murfreesboro, TN 20.7%
New Haven-Milford, CT 19.6%
New Orleans-Metairie-Kenner, LA 24.5%
New York-Newark-Edison, NY-NJ-PA 23.8%
Ogden-Clearfield, UT 15.4%
Oklahoma City, OK 19.6%
Omaha-Council Bluffs, NE-IA 13.9%
Orlando, FL 27.0%
Oxnard-Thousand Oaks-Ventura, CA 17.0%
Palm Bay-Melbourne-Titusville, FL 25.3%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD 18.9%
Phoenix-Mesa-Scottsdale, AZ 20.1%
Pittsburgh, PA 21.4%
Portland-Vancouver-Beaverton, OR-WA 17.1%
Poughkeepsie-Newburgh-Middletown, NY 25.6%
Providence-New Bedford-Fall River, RI-MA 17.4%
Provo-Orem, UT 14.9%
Raleigh-Cary, NC 14.3%
Richmond, VA 18.2%
Riverside-San Bernardino-Ontario, CA 20.8%
Rochester, NY 18.2%
Sacramento-Arden-Arcade-Roseville, CA 16.3%
Salt Lake City, UT 16.3%
San Antonio, TX 22.3%
San Diego-Carlsbad-San Marcos, CA 16.8%
San Francisco-Oakland-Fremont, CA 15.6%
San Jose-Sunnyvale-Santa Clara, CA 13.5%
Sarasota-Bradenton-Venice, FL 23.9%
Scranton-Wilkes-Barre, PA 25.0%
Seattle-Tacoma-Bellevue, WA 16.8%
Springfield, MA 17.8%
St. Louis, MO-IL 14.5%
Stockton, CA 21.0%
Syracuse, NY 17.7%
Tampa-St. Petersburg-Clearwater, FL 24.9%
Toledo, OH 22.9%
Tucson, AZ 19.4%
Tulsa, OK 20.3%
Virginia Beach-Norfolk-Newport News, VA-NC 17.9%
Washington-Arlington-Alexandria, DC-VA-MD-WV 15.5%
Wichita, KS 17.4%
Worcester, MA 14.9%
Youngstown-Warren-Boardman, OH-PA 30.7%

Definition: Share of refinance loans that were denied by lender.

Notes: Based on applications for first-lien loans for owner-occupied, 1-4 family homes or manufactured homes. Denials include a small number of pre-approval requests denied by financial institution.

Source: Analysis of Home Mortgage Disclosure Act Data from the Federal Financial Institutions Examination Council.