The Heller School For Social Policty And Management The Heller School For Social Policy and Management Brandeis University
Home Purchase Loan Denial Rate
Year: 2010; Region: 100 Largest MSAs

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Home Purchase Loan Denial Rate
Year: 2010; Ordered: alphabetically
Metro Area Value
Akron, OH 10.8%
Albany-Schenectady-Troy, NY 12.6%
Albuquerque, NM 15.8%
Allentown-Bethlehem-Easton, PA-NJ 12.4%
Atlanta-Sandy Springs-Marietta, GA 14.6%
Augusta-Richmond County, GA-SC 12.4%
Austin-Round Rock, TX 12.9%
Bakersfield, CA 10.7%
Baltimore-Towson, MD 9.7%
Baton Rouge, LA 16.9%
Birmingham-Hoover, AL 19.5%
Boise City-Nampa, ID 10.5%
Boston-Cambridge-Quincy, MA-NH 12.4%
Bridgeport-Stamford-Norwalk, CT 11.8%
Buffalo-Cheektowaga-Tonawanda, NY 8.9%
Cape Coral-Fort Myers, FL 19.4%
Charleston-North Charleston, SC 17.2%
Charlotte-Gastonia-Concord, NC-SC 13.4%
Chattanooga, TN-GA 14.8%
Chicago-Naperville-Joliet, IL-IN-WI 15.4%
Cincinnati-Middletown, OH-KY-IN 12.8%
Cleveland-Elyria-Mentor, OH 10.9%
Colorado Springs, CO 7.7%
Columbia, SC 19.5%
Columbus, OH 13.6%
Dallas-Fort Worth-Arlington, TX 14.0%
Dayton, OH 12.6%
Denver-Aurora, CO 10.8%
Des Moines, IA 10.3%
Detroit-Warren-Livonia, MI 19.1%
El Paso, TX 17.2%
Fresno, CA 13.5%
Grand Rapids-Wyoming, MI 14.2%
Greensboro-High Point, NC 15.0%
Greenville, SC 18.4%
Harrisburg-Carlisle, PA 11.8%
Hartford-West Hartford-East Hartford, CT 11.2%
Honolulu, HI 9.3%
Houston-Baytown-Sugar Land, TX 15.1%
Indianapolis, IN 13.0%
Jackson, MS 17.8%
Jacksonville, FL 18.5%
Kansas City, MO-KS 11.8%
Knoxville, TN 16.1%
Lakeland-Winter Haven, FL 21.0%
Lancaster, PA 11.4%
Las Vegas-Paradise, NV 15.5%
Little Rock-North Little Rock, AR 14.3%
Los Angeles-Long Beach-Santa Ana, CA 14.5%
Louisville, KY-IN 15.2%
Madison, WI 10.2%
McAllen-Edinburg-Pharr, TX 22.4%
Memphis, TN-MS-AR 12.9%
Miami-Fort Lauderdale-Miami Beach, FL 23.0%
Milwaukee-Waukesha-West Allis, WI 10.6%
Minneapolis-St. Paul-Bloomington, MN-WI 9.5%
Modesto, CA 12.9%
Nashville-Davidson-Murfreesboro, TN 11.6%
New Haven-Milford, CT 13.7%
New Orleans-Metairie-Kenner, LA 16.8%
New York-Newark-Edison, NY-NJ-PA 15.9%
Ogden-Clearfield, UT 10.4%
Oklahoma City, OK 13.0%
Omaha-Council Bluffs, NE-IA 7.7%
Orlando, FL 19.3%
Oxnard-Thousand Oaks-Ventura, CA 12.6%
Palm Bay-Melbourne-Titusville, FL 14.1%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD 12.0%
Phoenix-Mesa-Scottsdale, AZ 13.8%
Pittsburgh, PA 10.0%
Portland-Vancouver-Beaverton, OR-WA 10.4%
Poughkeepsie-Newburgh-Middletown, NY 16.0%
Providence-New Bedford-Fall River, RI-MA 14.3%
Provo-Orem, UT 10.7%
Raleigh-Cary, NC 10.8%
Richmond, VA 10.3%
Riverside-San Bernardino-Ontario, CA 15.4%
Rochester, NY 10.6%
Sacramento-Arden-Arcade-Roseville, CA 12.4%
Salt Lake City, UT 11.0%
San Antonio, TX 15.2%
San Diego-Carlsbad-San Marcos, CA 13.0%
San Francisco-Oakland-Fremont, CA 13.3%
San Jose-Sunnyvale-Santa Clara, CA 13.2%
Sarasota-Bradenton-Venice, FL 17.8%
Scranton-Wilkes-Barre, PA 16.7%
Seattle-Tacoma-Bellevue, WA 10.9%
Springfield, MA 13.6%
St. Louis, MO-IL 11.7%
Stockton, CA 13.6%
Syracuse, NY 10.7%
Tampa-St. Petersburg-Clearwater, FL 17.7%
Toledo, OH 12.6%
Tucson, AZ 12.0%
Tulsa, OK 13.1%
Virginia Beach-Norfolk-Newport News, VA-NC 8.4%
Washington-Arlington-Alexandria, DC-VA-MD-WV 10.0%
Wichita, KS 14.4%
Worcester, MA 14.1%
Youngstown-Warren-Boardman, OH-PA 15.1%

Definition: Share of home purchase loans that were denied by lender

Notes: Based on applications for first-lien loans for owner-occupied, 1-4 family homes or manufactured homes. Denials include a small number of pre-approval requests denied by financial institution.

Source: Analysis of Home Mortgage Disclosure Act Data from the Federal Financial Institutions Examination Council.