The Heller School For Social Policty And Management The Heller School For Social Policy and Management Brandeis University
Home Purchase Loan Denial Rate
Year: 2010; Region: 50 Largest MSAs

Year
Select Regions


Select Regions to Highlight
Notes and Sources
Update this Report
  9.2% 10.8% 12.5% 14.1% 15.7% 17.3% 18.9% 20.6% 22.2%
  8.4% 10.0% 11.6% 13.3% 14.9% 16.5% 18.1% 19.8% 21.4% 23.0%
 

# of MSAs

          San...                          
5           San...     Las...                    
    Den... Nas... Bos... Ind... Dal...   Riv...                    
  Pit... Roc... Har... Sac... Okl... Pho...   Chi...                    
  Was... Mil... Sal... Phi... Mem... Col... Atl... Lou...         Bir...          
Buf... Bal... Por... Cle... Kan... Aus... Cha... Los... San...         Orl...          
0 Vir... Min... Ric... Sea... St.... Cin... San... Pro... Hou... New... New... Tam... Jac... Det...       Mia...  
  8.4% 10.0% 11.6% 13.3% 14.9% 16.5% 18.1% 19.8% 21.4% 23.0%
  9.2% 10.8% 12.5% 14.1% 15.7% 17.3% 18.9% 20.6% 22.2%
 

Definition: Share of home purchase loans that were denied by lender

Notes: Based on applications for first-lien loans for owner-occupied, 1-4 family homes or manufactured homes. Denials include a small number of pre-approval requests denied by financial institution.

Source: Analysis of Home Mortgage Disclosure Act Data from the Federal Financial Institutions Examination Council.