The Heller School For Social Policty And Management The Heller School For Social Policy and Management Brandeis University
Home Purchase Loan Denial Rate
Year: 2010; Region: Largest 4 MSAs

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 Scale Range: 0.0% - 15.9%       0.0%1.8%3.5%5.3%7.1%8.8%10.6%12.4%14.1%15.9%
                  
Chicago-Naperville-Joliet, IL-IN-WI 2010 15.4% Barchart image
Los Angeles-Long Beach-Santa Ana, CA 2010 14.5% Barchart image
New York-Newark-Edison, NY-NJ-PA 2010 15.9% Barchart image
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD 2010 12.0% Barchart image
                  
        0.0%1.8%3.5%5.3%7.1%8.8%10.6%12.4%14.1%15.9%

Definition: Share of home purchase loans that were denied by lender

Notes: Based on applications for first-lien loans for owner-occupied, 1-4 family homes or manufactured homes. Denials include a small number of pre-approval requests denied by financial institution.

Source: Analysis of Home Mortgage Disclosure Act Data from the Federal Financial Institutions Examination Council.